Money in Retirement

November 4, 2019 | By CarolDuhart2 | Filed in: Uncategorized.

Getting off the 2x monthly or weekly payments is a little bit unnerving at first.  I mean, for years, it was “can I make it till next Friday?” On the other hand, I’m glad to leave the uncertainty behind-“Will I have a job next Friday? or even “Will my unemployment check be approved next Friday”? Tradeoffs, Tradeoffs. A bit less money for certainty.

However, unlike employment, there isn’t a whole lot of room for expansion for say, emergencies or those once in a lifetime big things.  There’s COLA, but these days its a bit more like decaf, in that inflation is a bit tamed so increases are small.  Retirement doesn’t give you raises or promotions either or employee of the year awards where you get a big check and  a  pat on the back by supervisors.

What’s left?  The lottery? Could work, but that’s pretty uncertain.  Besides, in gambling, the house ultimately wins, even when there’s payouts. There is a reason why there are 20 year lottery employees after all.  Getting another job?  I don’t mind working temp assignments, but every time my mind goes to regular 40 hours a week work, I almost cringe a little. Even if I could ramp up mentally, the push is gone. Why, before, the push is getting to-and going towards that day-the day you already had.

So I learn a little towards self-employment of some kind.  Writing is the ultimate in flexibility.  Can start and stop at any time of the day.  No manager, and the opportunity for self-expression. No commuting or leaving the house-which was often the hardest part of my day.  Ever get up at 6am to stand at the bus stop at 6:45 am in the middle of winter?

Now, looking back towards the end, I found myself envying bloggers an podcasters and such.  Not so much for the self-expression, but the freedom. Sitting at the table at 8 am drinking coffee instead of parsing bus schedules or waiting for a call from somebody-anybody regarding work. Now past the end,  I’m aware that it takes a lot of work to get going even with writing, and even harder work to let the world know-let alone appreciate it.

So, help me out here.  Hit the paypal button on the sidebar.  I would much rather do this than clutter the blog with a lot of advertisements that I did not choose to have.  As for Patreon, at the moment it’s a placeholder, because I haven’t decided just what to offer and how often to offer it.  I’m a believer in reserving real estate while I figure out what to do next.

Also, if you like what I write, I do have comments by Disqus.  Beats having to figure out memberships and membership levels.  I can keep out the trolls.

And I do have mail subscriptions as well.

In the end, I find myself coming to terms with it all.  It is what it is, and may well be.  It’s no longer as unnerving as it used to be.

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